General Disclaimer Notice

Please Note

All advice is provided for guidance only

No outcome or result is ever promised or ensured through our service.

myratholiva offers recommendations based on scenario analysis and open discussion, never on product sales or incentivised advice. Use this website and all content at your own discretion.

General Notice

The information presented is for your reference and should not be construed as a substitute for your own independent judgment or as endorsing any specific course of action. While we strive for accuracy and transparency, results depend on many factors and circumstances unique to each client.

Limitation of Liability

myratholiva disclaims responsibility for outcome, damage, or loss arising from reliance on this information.

No guarantee is provided that advice will meet your particular expectations or objectives.

Your use of this website is subject to possible inaccuracies or interruptions beyond our control.

Decisions based on our analysis remain your responsibility alone.

We are not liable for third-party content, resources, or actions linked through myratholiva.

Accuracy of Information

While all information is shared in good faith, errors or outdated references may occasionally occur. myratholiva strives for regular updates and clarity, but assumes no responsibility for actions taken based on the site’s material. Review all information with your own advisors when appropriate.

Please verify all facts before making decisions.

No Formal Financial Advice

Nothing on this website constitutes formal, product-specific, or regulated financial advice under Australian law. Engage a licensed adviser for regulated transactions or decisions.

External Links

Links to external websites are provided for convenience, not endorsement. We are not responsible for content or service quality on external sites.

Results and Performance

Outcomes depend on your individual situation, market changes, and other factors beyond our control. Results may vary and no specific outcome is guaranteed.

Individual Results Will Differ

Past outcomes do not indicate or predict future performance for any individual or scenario.

Financial Consultation Limits

myratholiva provides only recommendations and scenario analysis, not definitive or outcome-guaranteed financial advice.

No specific investment, trading, or product recommendation is ever made here.

APR rates, fees, and repayment terms will be disclosed in advance for clarity.

Engagement does not establish any fiduciary or managed relationship unless formally contracted in writing.

Jurisdiction Notice

All content and interactions are governed under Australian law.

Any dispute or legal concern must be addressed in line with relevant Australian consumer and privacy regulation.

These limitations are interpreted in accordance with Australian legal standards.

Review your own local or regional requirements if engaging from outside Australia.

Indemnification

You agree to indemnify us for any loss or legal costs resulting from misuse of this website or advice.

Severability

If any section is found invalid, all other sections remain unaffected hereunder.

Policy Changes

myratholiva may update this disclaimer without prior notice. Review regularly to stay informed.

Contact

Questions about this disclaimer can be submitted via our contact form.

Support email: content@myratholiva.com

Phone number: +61743419851

Office address: 373 Bay Street, Port Melbourne, VIC 3207 Australia

Effective date: October 19, 2025

Last updated: October 19, 2025